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Practical & Legal Guide

Buying a Property in Torrevieja and Costa Blanca as an International Buyer

A step-by-step roadmap crafted by local real estate specialists for international buyers across Europe.

Torrevieja coastal scenery and Mediterranean homes

Buying in Spain with complete legal confidence

The Spanish property acquisition process is secure and transparent when guided by seasoned local legal and real estate advisors at every stage.

Step 1: NIE Certificate and Bank Account

The Foreigner Identity Number (NIE) is mandatory for any official financial or property transaction in Spain.

Step 2: Reservation and Deposit Contract (Arras)

The private reservation agreement locks in the agreed price and removes the home from the market while title checks are performed.

Step 3: Comprehensive Legal Due Diligence

We verify through the Land Registry (Nota Simple) that the title is free from mortgages, tax liens or unpaid community debts.

Step 4: Notary Completion and Key Handover

The public deed (Escritura) is executed before an official Spanish notary, releasing funds and receiving immediate key possession.

Buying with Confidence

How to buy your home in Spain, step by step

We guide international buyers with complete transparency and certified legal backing at every stage of the journey.

01

1. NIE Certificate and Spanish Bank Account

We assist you in obtaining your Foreigner Identity Number (NIE) and opening your Spanish bank account without administrative hassle.

02

2. Bespoke Search and Viewings

We filter exclusively the homes that fit your lifestyle and schedule comfortable viewings with advice in your native tongue.

03

3. Legal Due Diligence and Reservation

Exhaustive legal check of land registry encumbrances, planning licenses and energy ratings prior to signing the deposit agreement.

04

4. Notary Completion and Key Handover

Accompaniment at the notary office, utility contract transfers (water, power, local taxes) and property transfer tax settlement (ITP/AJD).

This document is available in Spanish and English. As a general guideline, budget an additional 10% to 14% on top of the agreed purchase price depending on the autonomous community. This covers Property Transfer Tax (10% ITP in the Valencian Community or 8% in Murcia for resale) or VAT (10% on new builds), plus notary fees, Land Registry inscription, and administrative management.

Have questions about buying in Spain?

Our multilingual advisory team is on hand to answer your queries with no obligation in your native language.

Talk to an advisor
By Your Side

Let's talk about your plans in Costa Blanca & Costa Cálida

Visit our office in Torrevieja or send us a message. Our multilingual team will get back to you within 24 business hours.

Direct Contact

Personalized support in your language. Call, message, or visit us in person.

Phone & WhatsApp

+34 722 23 31 18

Email address

info@torreviejarealestate.com

Head Office

C/ Goleta, 5 - 2ºK, 03182 Torrevieja (Alicante)

Monday to Friday 09:30 - 19:00 · Saturdays 10:00 - 14:00
Torrevieja Real Estate location on Google Maps

Torrevieja, Alicante

Calle Goleta, 03182 Torrevieja

Let's talk about your plans in Costa Blanca & Costa Cálida

Visit our office in Torrevieja or send us a message. Our multilingual team will get back to you within 24 business hours.

Comprehensive legal and tax advisory